Upstart Holdings UPST is set to release second-quarter 2021 results on Aug 10.For the quarter, the company expects revenues between $150 million and $160 million.The Zacks Consensus Estimate for the top line is currently pegged at $156.2 million. However, the consensus mark for earnings has been unchanged at 24 cents per share.Upstart is expected to have benefited from strong growth in fee revenues. In the first quarter of 2021, fee revenues surged 71% year over year to $116 million. Upstart Holdings, Inc. Price, Consensus and EPS Surprise Upstart Holdings, Inc. price-consensus-eps-surprise-chart | Upstart Holdings, Inc. Quote Upstart’s expanded partner base, which involves banks and credit unions, is anticipated to have driven top-line growth in the to-be-reported quarter. These are expected to have driven transaction volume and conversion rate.In the first quarter, bank partners originated 169,750 loans, totaling $1.73 billion, across Upstart’s platform, up 102% year over year. Conversion on rate requests was 22%.The AI-driven lending platform expanded and extended its partnership with Customers Bank, a subsidiary of Customers Bancorp CUBI, to scale its personal loan program in second-quarter 2021.Drummond Community Bank also partnered with Upstart to provide personal and auto loans in the to-be-reported quarter.What Our Model IndicatesPer the Zacks model, the combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. But that’s not the case here.Upstart has an Earnings ESP of 0.00% and a Zacks Rank #4 (Sell). You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.Stocks to ConsiderHere are some companies worth considering, as our model shows that these have the right combination of elements to beat on earnings this reporting cycle:Avnet AVT has an Earnings ESP of +9.82% and a Zacks Rank of 1. You can see the complete list of today’s Zacks #1 Rank stocks here.CyberArk Software CYBR has an Earnings ESP of +37.93% and is #2 Ranked. Infrastructure Stock Boom to Sweep America A massive push to rebuild the crumbling U.S. infrastructure will soon be underway. It’s bipartisan, urgent, and inevitable. Trillions will be spent. Fortunes will be made. The only question is “Will you get into the right stocks early when their growth potential is greatest?” Zacks has released a Special Report to help you do just that, and today it’s free. Discover 7 special companies that look to gain the most from construction and repair to roads, bridges, and buildings, plus cargo hauling and energy transformation on an almost unimaginable scale.Download FREE: How to Profit from Trillions on Spending for Infrastructure >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Avnet, Inc. (AVT): Free Stock Analysis Report Customers Bancorp, Inc (CUBI): Free Stock Analysis Report CyberArk Software Ltd. (CYBR): Free Stock Analysis Report Upstart Holdings, Inc. (UPST): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research