Cincinnati Financial Corporation CINF is slated to report second-quarter 2019 results on Jul 30, after market close. The company delivered positive surprise in the last four quarters.Let’s see how things are shaping up for this announcement.Premiums in the to-be reported quarter are likely to rise on better pricing, renewal price increases, increase in new business written, higher level of insured exposure and disciplined expansion of Cincinnati Re. Also, the company’s agent-focused business model is likely to add to the upside.An improved rate environment will likely aid investment income.These are expected to drive top-line improvement in the to-be reported quarter. The Zacks Consensus Estimate for revenues is pegged at $1.5 billion, indicating an upside of 5.2% from the year-ago reported figure. A benign catastrophe environment is likely to aid underwriting profitability. The Zacks Consensus Estimate for combined ratio is pegged at 99%.Total benefits and expenses are likely to increase mainly due to higher insurance loss and contract holders’ benefits, underwriting, acquisition and insurance expenses. This, in turn, might weigh on operating margin.The Zacks Consensus Estimate for earnings stands at 64 cents, indicating nearly 21% decrease from the year-ago reported figure.What Our Quantitative Model IndicatesOur proven model does not conclusively show that Cincinnati Financial is likely to beat on earnings this season. This is because the stock does not have the right combination of a positive Earnings ESP and a favorable Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold).Earnings ESP: Cincinnati Financial has an Earnings ESP of -5.51%. This is because the Most Accurate Estimate of 60 cents is lower than the Zacks Consensus Estimate of 64 cents. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter.Cincinnati Financial Corporation Price and EPS Surprise Cincinnati Financial Corporation price-eps-surprise | Cincinnati Financial Corporation QuoteZacks Rank: Cincinnati Financial has a Zacks Rank #3, which increases the predictive power of ESP. However, we need to have a positive ESP to be confident about an earnings surprise.We caution against Sell-rated stocks (#4 or 5) going into an earnings announcement, especially when the company is seeing negative estimate revisions.Stocks to ConsiderSome stocks from the insurance industry with the right combination of elements to surpass estimates this time around are as follows:Markel Corporation MKL is set to report second-quarter earnings on Jul 30. The company has an Earnings ESP of +1.60% and a Zacks Rank #3. You can see the complete list of today’s Zacks #1 Rank stocks here.The Hartford Financial Services Group, Inc. HIG has an Earnings ESP of +0.63% and a Zacks Rank of 3. The company is scheduled to release second-quarter earnings on Aug 1.Alleghany Corporation Y has an Earnings ESP of +1.74% and a Zacks Rank of 3. The company is scheduled to release second-quarter earnings on Aug 6.This Could Be the Fastest Way to Grow Wealth in 2019Research indicates one sector is poised to deliver a crop of the best-performing stocks you'll find anywhere in the market. Breaking news in this space frequently creates quick double- and triple-digit profit opportunities.These companies are changing the world – and owning their stocks could transform your portfolio in 2019 and beyond. Recent trades from this sector have generated +98%, +119% and +164% gains in as little as 1 month.Click here to see these breakthrough stocks now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report The Hartford Financial Services Group, Inc. (HIG): Free Stock Analysis Report Cincinnati Financial Corporation (CINF): Free Stock Analysis Report Alleghany Corporation (Y): Free Stock Analysis Report Markel Corporation (MKL): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research